Platform Overview
A Purpose-Built Decision Layer for Underwriting at Scale
Services & Features
Why Decision Quality Degrades at Scale
01
Fragmented Decision
Inputs
Submission quality varies across brokers, formats, and sources, reducing comparability and consistency at the start of each decision.
02
Inconsistent Expression of Risk Appetite
Centrally defined risk intent is applied unevenly across teams and regions, introducing variance into daily underwriting decisions.
03
Delayed Visibility into Decision Quality
Decision quality becomes observable only after portfolio performance has already shifted.
Product Suite
Persisto – Unified Decision System
A product suite designed to bring structure and control to underwriting decisions as organizations scale.
Sia: Research Engine
Complete Risk Context at Submission
Enriches broker-provided information with property, business, inspection, and public-record data, eliminating manual research and blind spots.
Mark: Submission Engine
Consistent Decision Starting
Points
Structures fragmented broker submissions into a clean, review-ready case file, reducing early decision variance and rework.
ARGEN: Risk & Governance Engine
Embedded Risk
Governance
Applies underwriting logic consistently at scale, flags anomalies, and produces an explainable risk profile suitable for audit and review.
Sandy: Underwriter Assistant
Lower Cognitive Load at Decision Time
Answers questions, summarizes files, compares submissions, and drafts notes so underwriters spend less time searching and more time deciding.
Amy: Phone Automation
Uninterrupted Underwriting
Focus
Handles routine broker calls, captures missing information, and routes escalations without pulling underwriters out of decision flow.
Ava: Client Risk Coach
Actionable Risk Guidance for Insureds
Translates underwriting insights into clear recommendations that help insureds reduce risk and support stronger renewals and pricing discussions.
Designed to fit, not disrupt
Enterprise-Ready by Design
Persisto integrates alongside existing underwriting, policy, and workflow systems without altering core operations. Adoption is incremental, secure, and review-ready, avoiding disruption and transformation risk.