AI-Powered Underwriting Intelligence for Commercial Insurance

Harness Agentic AI to Make Smarter, Faster, and More Consistent Underwriting Decisions at Scale.

Processing: Meridian Logistics Inc.
INGESTION
ENRICHMENT
RISK ASSESS.
RISK SELECT.
PORTFOLIO
Submission Ingestion
PDFs, ACORD forms, emails and data feeds ingested automatically — no manual entry needed.
📄 PDF 🪪 ACORD ✉️ Email 📋 Form
↓ ↓ ↓ ↓
📚 Unified Case File — Meridian Logistics
Data Enrichment
External data sources are pulled automatically to build a complete risk picture before any human reviews it.
🌐Web Data
🏠Property
📰News
🗂️ Enriched Case File — Meridian Logistics
AI Risk Assessment
50+ signals scored against your underwriting guidelines. A full risk report generated instantly.
LOW MEDIUM HIGH
Risk Score: 78 / 100
Risk Selection
In-appetite risks flagged WRITE. Marginal risks to REVIEW. Off-appetite risks automatically DECLINED.
Meridian Logistics WRITE
Apex Construction LLC WRITE
BlueStar Retail Group REVIEW
Coastal Crane Services DECLINE
Portfolio Metrics
Live portfolio ROE trends upward as Persisto continuously steers your book toward profitable risks.
LR ↓COR ↓ROE ↑
Portfolio ROE improving continuously ↗

Portfolio outcomes are harder to predict

Submission Intelligence

AI extracts key fields from emails, attachments & documents

Prioritized Risk Triage

ranks highest-value risks first so underwriters focus on what matters.

Portfolio Discipline

Align every decision to your portfolio goals consistently.

Execution Aligned To Strategy

Persisto translates underwriting strategy into disciplined daily decisions, ensuring portfolio intent is applied consistently at scale.

How Persisto Delivers

Persisto translates underwriting strategy into disciplined daily decisions, ensuring portfolio intent is applied consistently at scale.

01

Decision-ready from day one

Persisto converts fragmented broker inputs into structured, review-ready case files; establishing a consistent starting point for every underwriting decision.

02

Complete context for faster decisions

Persisto enriches each submission with missing and relevant information; reducing early uncertainty and creating a more complete, comparable baseline.

03

Repeatable quality at portfolio scale

Persisto applies consistent risk signals and transparent rationale to reduce judgment drift and improve selection quality at scale.

04

Controlled execution for better outcome

Persisto orchestrates questions, follow-ups, and actions in one execution layer—reducing cycle time while preserving decision integrity.

Why Persisto?

Persisto translates underwriting strategy into disciplined daily decisions, ensuring portfolio intent is applied consistently at scale.

Persisto Underwriting Workflow
LIVE
01
Organize
02
Enrich
03
Apply Rules
04
Govern

Organize The Submission

Bring together emails, PDFs, broker documents, and external data into a structured underwriting case.

📄 PDF ✉️ Email 📝 ACORD 📊 Broker Sheet 📁 Loss Runs 🔗 SOV

Enrich The Risk

Automatically gather external intelligence and validate information to build a more complete view of the risk.

🌐 Web Data 🔍 OFAC Check 📈 Industry Codes 🏢 Firmographics 📡 Catastrophe Models ✅ Verification

Apply Underwriting Rules

Translate underwriting guidelines into executable rules that are consistently applied across every submission.

⚡ Appetite Filter 📐 Limit Bands 🚫 Exclusions 🎯 Risk Scoring 📊 Pricing Logic 🔄 Auto-Triage

Govern Underwriting Decisions

Ensure decisions remain aligned with underwriting intent while preserving underwriter control.

👤 Underwriter Review 📑 Audit Trail ⚖️ Policy Alignment 🔒 Override Control 📊 Portfolio View ✅ Decision Issued
Submission organized → enriched → evaluated → governed decision delivered

Stronger decisions. Higher capacity. Less leakage

87%

increase in hit-ratio / profitable binds

99%
faster underwriting turnaround
100%
fewer systems to manage decision workflows

How Leaders Are Winning with Persisto

Request an Executive Briefing

An executive discussion on portfolio priorities and how Persisto improves underwriting execution alignment.

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